NSW Refused Home Insurance because of Criminal Record

Australia's #1 for Law
Join 150,000 Australians every month. Ask a question, respond to a question and better understand the law today!
FREE - Join Now

harry

Member
3 March 2015
1
0
1
I just tried to buy home insurance and was told that because I had a couple of convictions years ago for smoking pot on my criminal record, they couldn't (or wouldn't) insure me. Haven't I done my time and paid my "debt to society"?
 

Tim W

Lawyer
LawConnect (LawTap) Verified
28 April 2014
4,913
820
2,894
Sydney
You did the right thing by disclosing the convictions.
This is consistent with the duty of complete good faith that an insured (or a would-be insured) owes to their insurer.

In short - they are not obliged to deal with you if they don't want to.