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  1. L

    NSW Tree fell on my car. What insurance should cover it?

    Hi, I’ve been renting current house for 2 years and last month a huge gumtree in front yard fell on the house and my car. The car, a 2008 Toyota Prado, ended up with dents all over the bonnet (like large hail stones) and on one panel between the window and windscreen. Although I haven’t got my...
  2. D

    Reporting DUI to insurance

    Hello, I was in an accident where my car was written off in a collision with another vehicle. Both the other drive and I were fine afterwards and since it was an accident scene, I was taken to hospital for a blood test to check for alcohol and drugs. I reported the accident to my insurance...
  3. B

    NSW Fences and insurance

    I received a payout that included fences in the bushfires. My neighbour put up a fence without my approval. My question is, am I legally obliged to pay this neighbour the insurance money I received for that portion of the fence?
  4. H

    VIC Ex owes me insurance money what can i do

    while in a relationship my ex partner and i got a car, it was under my name (he paid for the car $1500ish and i paid for the insurance) all of it under my name and details. We split up, i let him take the car as he was using it to sleep in. he crashed it and hit another car, writing ours off in...
  5. M

    Life Insurance - Ex-Spouse claiming

    I was separated from late husband when he passed away but not divorced, we had already agreed to a financial settlement. I decided to walk away with less as the stress, threats I was receiving from him were deeply affecting my health, I decided to just settle on a lower amount. He has now passed...
  6. B

    Public Liability Insurance

    Hi, my Son is a Freelance Videographer/DOP in the Film & Television industry in Victoria, and i am wondering if my Son needs to have Public Liability Insurance for his work. All of his freelance work consists of being hired by Production Companies, Directors, and other professionals within the...
  7. H

    NSW Real Estate Rental insurance business idea

    Hi How do I establish an insurance company or brokerage firm to serve a particular niche of customers within the rental segment of Real estate industry? I'm planning on establishing a firm that turns the rental deposit amount into monthly small payments, while the property owner is covered under...
  8. P

    QLD Multiple Super funds for insurance

    I was wondering whether are any limits on payouts if you are paying multiple insurances on different super accounts. Ex-wife has multiple super accounts and claims that her diagnosis precludes her from consolidating her accounts.
  9. N

    WA Life insurance proceeds to nominated beneficiaries

    If a parent nominates their life insurance to go to a child (assume adult child), would they need to stipulate what the life insurance proceeds is to be used for? For example - Father nominates an adult child (whom is a dependent still living at home) as the beneficiary of the life insurance...
  10. A

    VIC Loss of Future Earnings - 40% decrease criteria satisfied

    Any answers & thoughts would be appreciated... Scenario: 1. Injury caused a permanent decrease in potential earning capacity greater than 40% 2. 98C IB claim lodged 3. IB Assessment determines 30% permanent impairment Agent fails to issue Notice of Impairment. Time allowed has expired. Claim...