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  1. N

    WA Life insurance proceeds to nominated beneficiaries

    If a parent nominates their life insurance to go to a child (assume adult child), would they need to stipulate what the life insurance proceeds is to be used for? For example - Father nominates an adult child (whom is a dependent still living at home) as the beneficiary of the life insurance...
  2. A

    VIC Loss of Future Earnings - 40% decrease criteria satisfied

    Any answers & thoughts would be appreciated... Scenario: 1. Injury caused a permanent decrease in potential earning capacity greater than 40% 2. 98C IB claim lodged 3. IB Assessment determines 30% permanent impairment Agent fails to issue Notice of Impairment. Time allowed has expired. Claim...
  3. Francine

    QLD Dealing with a mechanics business insurance

    Hello. I was having my car serviced recently and due to a fault by the mechanic my engine has seized. He is going through his business insurance to get it fixed, but their solution is to drop in a second hand engine that is not even from the same car as mine. Same brand, different make. I...
  4. R

    VIC Please help ..........

    I'm wondering how I can find out if there is a life insurance policy on my life. My Dad took out life insurance for himself, my Mother & me when I was either born or a small child. They divorced when I was 6. When I was a teenager my mother out of the blue told me that the policies had existed &...
  5. B

    QLD Employer income protection gone wrong

    Hey guys. I’d appreciate your advice on an issue I’m having. I broke my arm at home back in October. I’m a tradesman so couldn’t work for a month. Luckily I had some savings and paid leave to use during this time. But I’ve been paying quite a high premium for income protection for three...
  6. I

    Insurance Claim Denied due to failure to comply with Duty of Disclosure

    Insurer: Allianz via Kia Insurance My wife was involved in a 2 car accident in September 2019. It was determined she was not at fault and the other driver was 100% at fault. We lodged a claim with our insurer. Our insurance policy was renewed automatically in June 2019 for the second year...
  7. D

    WA Car dealership wrote off car on test drive

    I have a friend who took her late model Mitsubishi suv to a dealership for a service. When she contacted them to collect it they requested more time and when she arrived at the end of the day she discovered her vehicle on a flat bed truck with the front end destroyed. The dealership had in the...
  8. Europa

    NSW Car Insurance Before Probate

    What is the position of car insurance after the policy holder passes away, but before Probate is granted? I understand that the Executor needs to notify the car insurance company that the policy holder has passed away, but will this leave the car uninsured until Probate is granted some months...
  9. J

    NSW 5 grand in damages on right turn accident, who's at fault?

    Hello I'm hoping someone out there can help me understand exactly who is at wrong when it comes to this accident. The accident happened in busy Sydney traffic at approx. 5:30pm. I was driving home from work happy that the day was finally over, but the last thing that I thought would meet me on...
  10. B

    QLD Income protection group policy gone wrong

    Hey guys. I’d appreciate your advice on an issue I’m having. I broke my arm at home 8 weeks ago. I’m a tradesman so I haven’t been able to work. Luckily I’ve had savings and paid leave to use during this time. But I’ve been paying quite a high premium for income protection for three years now...