home insurance

Australia's #1 for Law
Join 150,000 Australians every month. Ask a question, respond to a question and better understand the law today!
FREE - Join Now
  1. L

    QLD Tenants living in marital home with spouse after separation

    Hi My friend has split from his partner and it has all become quite messy. She has remained in the marital home that is under mortgage in both names. She has changed the locks and will not let him in the house although he has legal right to. There is an order in place (not DVO, lesser one) that...
  2. J

    Home insurance high claim number

    Hello l have had some bad luck with leaky pipes and appliances over past few years causing water damage to floors. l had a successful claim for water damage from a leaky pipe two years ago and a denied claim which was deneied becasue it turned out the water damage happened when l was with a...
  3. E

    NSW Sticky situation without HBCF insurance

    Please assume I am just an average joe who knows nothing about repairs and renovations who was not planning on doing any of the below and never has done any previously. Some few years back my apartment was damaged extensively as a result of Strata repairing a common building problem. Being...
  4. L

    QLD Declined Home Insurance Renewal Due to Claims Experience?

    We are semi-retired and have a house with a handcraft gallery attached, built six years ago. Originally we had difficulty finding an insurer who would cover a residence and business in one building. Now our insurer has declined our insurance renewal due to claims experience. This is now giving...
  5. T

    Impacted family health

    My family have been living in a home for the past year. Recently, We have noticed mould throughout the house being affected by poor gutters. The real estate agent states that the home owner doesn't want to replace them, so they are fixed but quickly break down again. In my room, there was a leak...
  6. O

    QLD Can I Request a Home Insurance Premium Reduction?

    Hi. I have received an insurance premium account and do not wish to insure my house for the same insured value as I have over the previous years. The reason for this is that if the house burnt to the ground or was in some other way totally destroyed, I would not want to rebuild it as big again...
  7. S

    NSW Accident Damaged Car - Who is Liable?

    Hi, Someone brought a secondhand fridge from me. When they came to pick it up, they didn't offer to help load it into their car. The fridge was on a trolley & a gust of wind blew, the fridge door swung open & hit the buyer's car. I offered to do the right thing & pay for the damage but they...
  8. D

    VIC Home Insurance Claim - Take Legal Action?

    Hi. I had my shed burn down over 18 months ago. I have been paid out for the contents but to date, no building of the new shed has commenced despite emails and calls to both the builder and the home insurance company. It is to a point where my health and my family are suffering and I am...
  9. I

    VIC Insurance Charged On Deceased Estate - Refund?

    My mother who passed away about 1 year ago had car insurance and home insurance which I both fully inherited. The insurance continued to be charged to her bank account monthly which I didn’t know about. Do I have any rights to obtain a refund from the insurer or is it my fault I didn’t know...
  10. S

    QLD Energex Claiming for Damage to Power Pole - What to Do?

    Hi guys So I'm just trying to find the best way to approach this. What happened was, 8 months ago I was run off the road by another driver. He didn't stop and unfortunately, I spun out of my lane to avoid being hit by this person and went straight into a Energex power pole. Police did their...