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NSW Refused Home Insurance because of Criminal Record

Discussion in 'Insurance Law Forum' started by harry, 3 March 2015.

  1. harry

    harry Member

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    I just tried to buy home insurance and was told that because I had a couple of convictions years ago for smoking pot on my criminal record, they couldn't (or wouldn't) insure me. Haven't I done my time and paid my "debt to society"?
     
  2. Tim W

    Tim W Lawyer

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    You did the right thing by disclosing the convictions.
    This is consistent with the duty of complete good faith that an insured (or a would-be insured) owes to their insurer.

    In short - they are not obliged to deal with you if they don't want to.
     

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