car insurance

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Vehicle insurance (also known as car insurance, motor insurance, or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions, such as keying, weather or natural disasters, and damage sustained by colliding with stationary objects. The specific terms of vehicle insurance vary with legal regulations in each region.

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  1. S

    WA Car insurance claim denied

    A friend's son's claim was recently accepted, but was subsequently denied. He's a P-Plater, named as a second driver on the policy. Licence suspension due to double demerits. Got it back, had a stack well after. Insurers denied the claim as 'his licence had been suspended in the past'
  2. U

    QLD Vehicle write off

    Hi! I own an old vehicle, bought it around 2019 for $9,000. The vehicle drives well, but is in very bad cosmetic condition. Front and back bumpers are damaged, as well as the vehicle's body. I want to change it soon, but I am not sure if it is sellable due to the way it looks. It has a couple of...
  3. J

    QLD Car Insurer threatening reversal of acceptance of Claim - Single Vehicle accident

    Hey All, Had an accident last September - single vehicle, lost control in the wet. Made claim with Suncorp and they discussed an amount which was agreed upon. They suddenly decided that it needed to be investigated by their Fraud department and are potentially not going to accept the claim. They...
  4. JCalchera

    NSW Break and enter and attempt to steal car - Can I claim refund of car insurance excess if individual at fault is convicted and how?

    Hi. Hoping to get some guidance and advice with the following situation. Our house got broken into. Wallet and car keys were stolen. Individuals attempted to steal one of our car parked in our driveway. Crashed the car while reversing into flowerbed. Individuals fled the scene following the...
  5. I

    NSW Car insurance. Need previous owner details for claim??

    Hi there My sisters car was stolen and burnt out. It was fully insured. CGU are asking for the previous owners details or they won't pay out. She's owned the car for about a year, and no longer has those details. Can they really not pay and ask for those details?
  6. G

    How long is too long to wait for a vehicle repair?

    My vehicle hit a scaffolding foot on the road in mid April. I do not have the details of any other driver to claim against. I have claimed it on my insurance and the insurance company have accepted the claim. My car sustained significant damage the undercarriage and snapped the K-Frame. The...
  7. K

    NSW Car Accident with an Unlicenced Driver - Help?

    I was involved in a car accident with an unlicenced driver. Neither of us are admitting fault and I am receiving intimidating text messages and hassling me to pay their idea of a settlement price as the car was written off. We both didn’t have car insurance and I hit him after he suddenly braked...
  8. M

    QLD Does Ex De Facto Partner Have Rights to Share My House?

    Hi all, I need some help on where to turn next or what to do. I am not sure if I was in a de facto relationship at the end, but we were earlier on in the relationship. Myself and partner - English and Korean (now both Australian Citizens and she came in on my de facto visa - but we broke up...
  9. Europa

    NSW Car Insurance Before Probate

    What is the position of car insurance after the policy holder passes away, but before Probate is granted? I understand that the Executor needs to notify the car insurance company that the policy holder has passed away, but will this leave the car uninsured until Probate is granted some months...
  10. J

    NSW 5 grand in damages on right turn accident, who's at fault?

    Hello I'm hoping someone out there can help me understand exactly who is at wrong when it comes to this accident. The accident happened in busy Sydney traffic at approx. 5:30pm. I was driving home from work happy that the day was finally over, but the last thing that I thought would meet me on...