NSW Help with de facto property settlement and partner living in my house

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SJM1986

Well-Known Member
16 May 2017
23
2
124
Hi,

I am hoping that I can get some guidance, some expectation of what I may be in for as far as a peroperty settlement is concerned and some advice on how to remove my ex from my apartment.

I have a basic timeline as follows:

* Began talking to my ex in April 2012

* Met up in the U.S in July 2012 and entered into a relationship and discussed plans for her to move to Australia on a one year work holiday visa

* I purchased an apartment in August 2012 with a combination of my own savings, borrowed finances from my mother and a first home owners grant and subsequently purchased with my own funds or was gifted household items such as refrigerator, washing machine etc.I also had air conditioning installed for approximately $5K.

* My ex moved to Australia in December 2012 with only $6,000 intended to pay for a subsequent visa if we decided to continue with the relationship beyond the one year, and immediately resided with me at my apartment.

* Around mid-2013 we entered into a registered relationship and in December 2013 I sponsored her for a spouse visa.

* In 2014 we became engaged

* In 2016 I sponsored her for her permanent residency.

* In December 2016 our relationship broke down, however we made attempts at reconciling and from around March 2017 began sleeping in separate rooms

* Tomorrow we will be submitting forms to revoke our registered relationship and my ex is now dating someone else.

Our asset pool comprises of the following significant items:

Myself:

House now valued at $370K (with mortgages totalling $212K and $11K in borrowed money owed to my mother).
Superannuation worth $65K
Shares worth $9K
Car worth about $5K
miscellaneous personal items amounting to about $10K in re-sale value.

My ex:

Engagement ring and dress ring which were valued at about $17K combined.
Car worth about $7K
Personal bank account which I estimate to contain perhaps $5K
Superannuation of perhaps $10K.
Furniture and television purchased in the past 2 years which had a combined value when new of about $16K.

For almost all of our relationship we had shared bank accounts and she was a secondary card holder to my credit card. The loan was paid for out of my bank account which has her as a third party signatory and her pay was also going into this account, although the loan repayments coincided with my pay. Following advice, as of December 2016 I created my own bank account and have been paying the loans from this account since then.

My ex is of the belief that, despite my name being the only one on the deed and the mortgage being solely in my name, she is entitled to half of the equity less my initial contribution. I suspect that she would also make a play for a slice of my shares, super and anything else that she can get her hands on. Without having legal advice as yet, she seems to think that a pay-out to her of around $30K is 'fair'.

She is also residing in my apartment and has been for months now, and I don't know if or how I can evict her. Every week that she is there is costing me $350 in missed rent, as once this is sorted I intend to move back in with my mother.

Truthfully, I believe that we should both walk away with what we own. Despite her having a stable job now, I have supported her through 4 periods of unemployment and she has a history of reckless spending. I'm quite hurt that she intends to chase me for more money, especially since now she is only helping with the bills (electricity, internet etc) but is living there rent free.

I have booked to see a family lawyer next Thursday for an initial consultation and I understand that she is doing the same tomorrow.

I know that there are a lot of variables, but I am wondering if anyone here might have some indication of an amount that I will likely have to pay her as part of a settlement (if anything), and if there is a way to have her removed from my property (or to force her to pay rent without it looking as if she is contributing to the loan repayments?

Kind regards,

Simon
 

sammy01

Well-Known Member
27 September 2015
5,153
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2,894
Just get her outa the house. You owe her nothing. Short relationship. I would not even waste $ on solcitors. Get her outa the house, then invite her to submit to court, she will need to speak to a solicitor and hopefully, they will tell her that she doesn't have a strong case and it will be very expensive to take it to court and further, hopefully that it isn't worth her while.
 

SJM1986

Well-Known Member
16 May 2017
23
2
124
Just get her outa the house. You owe her nothing. Short relationship. I would not even waste $ on solcitors. Get her outa the house, then invite her to submit to court, she will need to speak to a solicitor and hopefully, they will tell her that she doesn't have a strong case and it will be very expensive to take it to court and further, hopefully that it isn't worth her while.

Thanks for your response, it is very encouraging.

My question is though, how do I get her out of the house? She believes that despite my name being on the mortgage and it being owned by me, that it is actually "our" apartment.

She has also threatened an AVO once before, as a means to get me out of my own home despite no history of abuse or threats in our relationship. As a licensed firearms owner who would then lose his licence for up to 10 years or more simply on her word against mine, this is concerning. I understand she is away from her own country and has nowhere else to go, so I suspect that she will resort to every sneaky trick in the book as a means to stay.
 

Rod

Lawyer
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27 May 2014
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You can likely use reasonable force to evict her from the house, however I don't recommend this course of action unless you like spending money on lawyers.

Give her written notice (30-90 days, pick a period) and be ready to pack her stuff up at the end of the period if she shows no sign of moving.
She may well be receiving advice she doesn't have to move out till an agreement is reached so expect this to get messy (read expensive).

4 yr relationship means she likely has a claim to some of the assets. Take your pick:
  • Pay her some money
  • Pay lawyers and pay her.
 

SJM1986

Well-Known Member
16 May 2017
23
2
124
You can likely use reasonable force to evict her from the house, however I don't recommend this course of action unless you like spending money on lawyers.

Give her written notice (30-90 days, pick a period) and be ready to pack her stuff up at the end of the period if she shows no sign of moving.
She may well be receiving advice she doesn't have to move out till an agreement is reached so expect this to get messy (read expensive).

4 yr relationship means she likely has a claim to some of the assets. Take your pick:
  • Pay her some money
  • Pay lawyers and pay her.

I would rather the first option but don't really know where to start. What would be a reasonable offer to make?
 

Rod

Lawyer
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27 May 2014
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What would be a reasonable offer to make?

Sorry, I don't have enough experience to know the answer. It does also depends on expectations of the other party. You might want to consider what to do with the engagement ring. As the marriage is not happening it should be returned to you.

Maybe she keeps most jointly purchased items and shares. That way you don't need to take out any loans to retain the apartment.
 

SJM1986

Well-Known Member
16 May 2017
23
2
124
Sorry, I don't have enough experience to know the answer. It does also depends on expectations of the other party. You might want to consider what to do with the engagement ring. As the marriage is not happening it should be returned to you.

Maybe she keeps most jointly purchased items and shares. That way you don't need to take out any loans to retain the apartment.

We don't have any jointly purchased shares. They've all be provided by my work through an employee share scheme and are currently held in trust.

She has bought a number of items and I am happy to let her keep them - furniture, big screen TV, a vehicle. She has her own savings account with a few grand and I would even let her keep the jewellery to off-set any potential pay out as you suggest.

Anything more than that I feel is really stretching it, but before even speaking with a lawyer, she seems to think a further $30K is probably "fair".
 

Rod

Lawyer
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27 May 2014
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Contributing to an appreciating asset for 4 years is not unreasonable.

But you have to do what you feel comfortable with.