Some items were stolen during a burglary and then replaced by the home insurance company. Not long afterwards, the police recovered a couple of the stolen items. Am I right in assuming that under insurance law the insurance company owns the recovered items as they have replaced them? I informed them promptly about the recovery and they asked me to send the old items (or the replacement ones if I liked!) to them. The trouble is that I haven't been reimbursed some other costs related to this claim and I'm reluctant to ship some heavy-ish items (old laptops, etc) interstate if I am not going to be reimbursed.