How to access professional indemnity insurance, when no money!? Can you tell me how a person on a pension can get justice? I was damaged by a psychologist. She later suicided. I have been informed that I cannot claim on her professional indemnity insurance because I am not rich and have no physical damage. The psychologist was investigated by NSW Health Care Complaints and APS. They tell me to go to her insurer, but I have no riches!! These insurance companies have it made. No-one but the rich can claim. Where is the justice? I was told to contact a certain law firm and that they might do it no win no fee. But the solicitor said I don't have $40,000 damage, so it's not worth it. So wrong.