I am genuinely unsure what this question would be considered as within this forum/website. This thread seems like a good start. A friend lent a substantial amount of money to someone to start up their business and the only evidence available is a bank statement showing where the money has gone to, however, no evidence of any terms and conditions of repayment or any contract is available at all. There are a few email conversations back and forth asking for the payment of the debt (with a threat of legal action) and a few baited questions from my friend. The baiting questions have not been directly acknowledged by the other party. It was an attempt to secure written recognition of the loan. My friend did threaten legal action, but what legal leg does she really have without any real supporting evidence? What else could we do? Any help is appreciated even if it is not what we want to hear. Thank you.