credit card

Australia's #1 for Law
Join 150,000 Australians every month. Ask a question, respond to a question and better understand the law today!
FREE - Join Now
  1. J

    Overseas credit card debt

    Hi, I need advise regarding my credit card debt concern. I am a Vietnamese and I worked in Indonesia for 3.5 years. While based in Jakarta, I had a bank account and a credit card. I paid it on time always. However, due to personal reasons, I left the country and missed out on paying my...
  2. N

    QLD please help with lost lotto

    lost lotto ticket but have credit card transation of day that no one has looked at, need to ascertain time-is there anyone that can help my no 0416439981 k
  3. T

    Credit card increase by secondary card holder

    Hi can a bank allow a secondary card holder to increase credit limit? The secondary card holder did this via there internet banking and the bank allowed them to do it
  4. D

    WA Caught at Self-Checkout for Theft at Coles - Help?

    Hi, Recently, I did something very stupid, which I am ashamed of. I was using the self-check out at Coles and I put a few items through as cheap vegetables about 25$ amount. The rest of items I paid for my total came to about $30. As I was leaving, one of the workers asked to see my receipt. I...
  5. J

    WA Outstanding Credit Card Debt from 2014 - What to Do?

    I became aware of an outstanding credit card debt from 2014 that I truly thought had been paid off. I had found myself in a difficult financial situation towards the end of 2014 with a few outstanding debts. I had a very good friend come to my rescue at the time and generously agreed to pay...
  6. B

    NSW Ex Driving Car That is Under My Name?

    Hi, I split with my ex-partner and she is driving a car I brought, which I allowed her to drive while we were together. She was making repayments on the car while together but once we broke up, she stopped so I had to keep paying it. The car is registered in my name and the car finance is in...
  7. M

    VIC Go to VCAT to Get Payments from Online Vendor Refunded?

    I used my Bankwest credit card on an online gaming website. After a disagreement with the website, I find out that the website isn't licenced or authorised to operate in the Australian jurisdiction. If I take Bankwest to VCAT to get the payments reversed or refunded, will I have a chance?
  8. B

    WA Settlement of Credit card debt

    My husband and I have 5 credit cards between us, with of a total debt of $65k. We have defaulted on all credit cards. I may have access to a lump sum of money so I was wondering if I could offer a one off lump sum payment to finalise and clear the debt with each bank. If so, what is a fair and...
  9. S

    VIC Debt Collectors Chasing Me for Deceased Brother's Debt?

    Hi, I have recently been contacted by a debt collector trying to recover a credit card debt my brother had. My brother was not born in Australia. We grew up in Australia, but he moved to Malaysia about 12 years ago, and has lived there since. He did have an Australian bank account and credit...
  10. D

    SA Credit Card debt that I can't pay - steps to take?

    Hi, I have about $9000 credit card debt over 3 cards that I can't pay any time soon. I cannot meet minimum repayments or even small payments due to current circumstances. I am not currently residing in Australia. I'm seeking advice on what steps to take next. I am currently looking for work...