This is in a small business where none of the managers have formal qualifications. The employer has asked all the delivery drivers to sign to say they agree paying the excess of an at-fault motor vehicle accident. The drivers mainly do local deliveries in utes or small trucks. In addition to this is that the excess is $2500. I believe that this is so high due to the drivers being below 25. If the company only employs drivers below 25 and expects them to pay, should they not pay more for their insurance to cover under 25 drivers? The company is pretty much trying to reduce the money coming out of their pocket and making employees pay more.