Hi, an apprentice driving the work vehicle during work hours and for work purposes had a car accident and admitted fault. He sent a text to his employer apologising and stating that he will pay the car insurance excess. In his text he stated "I'm so sorry about today I owe you big time if you need me to pay the excess I can pay it off every week and don't worry about paying me for today." A) Is the employee liable for the excess seeming the accident was definitely his fault? B) Is the text as per above sufficient as the employee's agreeance in writing to enable his employer to legally deduct the excess from his wage? The employer is a sole trader and therefore under wageline. Thank you much appreciated.