Hi I am a divorced father with two girls at Private school. We have settled matters financially on the basis of a letter between us with no court based agreement. This was when we were amicable after the divorce. That basis of communication does not exist now however, and I cannot see it improving. My financial situation when we split was a lot better than it is now, due to periods of unemployment draining all cash that I had. I undertook to pay for the girls secondary education at the private school with the letter between us, and maintained this as best I could, but cannot sustain this (there is a debt of over $11,000. owing to the school, and they have allowed for nominal payments from me of $25. a week) The enrolment agreement for the girls to attend the school is in joint names, but she continues to want me to pay all of the fees. She has decided to contribute some money but only sees it as a loan to me which I disagree with. Also Child support has reassessed me based on a period last year (from July to Jan this year) when I earned $56k. I was made redundant from this position though and have only recently found employment again, and had one pay so far. I have been assessed to pay $960 a month by Child Support. Also she wants me to pay $950 a month for school fees, I cannot do either as I have large personal debt accrued in my periods of unemployment. I am suffering high stress and financially I am very concerned of an accrued debt of Child Support fees and Private school fees over the next 2.5 years till the girls reach 18. What are my options?