My daughter had a car accident in a car registered to me. It was uninsured and she was at fault. The other driver chose not to take details and my daughter was honest enough to forward them to her via text. The other driver had her vehicle fixed immediately through her car insurance over claiming items to fix. One year has passed and debt collectors are chasing my daughter for the costs, but he has her name wrong on all the legal paperwork. Where does she stand legally? No paperwork has been handed directly to her, either via flatmates or left on her doorstep. Is this allowed?