NSW Unable to Pay Credit Card Debt and Personal Loan - What to Do?

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9 January 2016
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I currently have credit card debt and personal loan debt. I am unable to pay for these debts at the moment and very scared to answer my phone because the bank has been chasing me for payment.

I am not sure what the bank will do to me because I cannot pay my monthly repayment.
 

Tim W

Lawyer
LawTap Verified
28 April 2014
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748
2,894
Sydney
For advice about the money and debt part of your problem, get in touch with these guys.

Consider also that the debt may not be at the heart of what's wrong.
For example, people who gamble, and need help to get it under control,
of find help by contacting
 

PosComs

Well-Known Member
25 March 2021
17
1
74
Perth, WA
To stop the harassing phone calls use this letter as per link in first reply - Financial Rights Legal Centre
This is a great webpage and legally creditors need to follow the legislation and regulations set in place for such situations