My husband and I separated 3 months ago after 9 years together. He lost his job about 8 months ago and things have since spun out of control financially and we are pretty much bankrupt. During this time, I had to return to work 3 months early from maternity leave, working 2 days a week so we, at least, had some income. My husband has abandoned our family home and has not been interested in paying off any of our debts at all. We have spoken a few times about declaring bankruptcy together, but then always have an argument and it doesn't happen. I am almost certain that he is deliberately stalling the whole process. His mum was due to collect an inheritance and I'm thinking that he wants me to declare bankruptcy and when I have, he will use his mum's money to keep our house and pay his side of the debt. I know, it's more a moral issue, but is there anything at all I can do about it? I think it's so unfair that he got us into this mess and after everything I have contributed to our household and family (he worked in mining and was away for sometimes weeks at a time) and we have 3 children, that he is almost forcing me to be the one who walks away with nothing!