Last night, my boyfriend was driving my car and were reversing out of an angle park about 10 metres off from a curved road. We were a good 7/10 reversed out when a car hit us from behind - he'd just turned the curved road and was heading straight.
The collision is my car's left back light and bumper, his was on the corner of his front bumper. We didn't see him even though we were reversing out slowly (FYI my car has back censor and it didn't go off) - he didn't want to wait the 5 seconds and tried to drive past us thinking we would hit the brake.
My pickle is that it turns out my insurance provider won't cover him - we live together and whilst I had adjusted my policy to cover drivers 21 and over, I hadn't specified him as a driver under the same household.
How do I go about proving he was at fault? - I've always held the view that if you're not insured, you're screwed especially when it comes to cases like this.
Any advice would be greatly appreciated.
The collision is my car's left back light and bumper, his was on the corner of his front bumper. We didn't see him even though we were reversing out slowly (FYI my car has back censor and it didn't go off) - he didn't want to wait the 5 seconds and tried to drive past us thinking we would hit the brake.
My pickle is that it turns out my insurance provider won't cover him - we live together and whilst I had adjusted my policy to cover drivers 21 and over, I hadn't specified him as a driver under the same household.
How do I go about proving he was at fault? - I've always held the view that if you're not insured, you're screwed especially when it comes to cases like this.
Any advice would be greatly appreciated.
