I recently lost a trial and was ordered to pay $30,000. I am considering bankruptcy. I recently purchased a work vehicle for $11,500. The bank owns the vehicle ( car loan) and I owe slightly more than the car is worth. If forced into bankruptcy, or even if I voluntarily go bankrupt, would they and can they take my vehicle? I have no other assets they could sell and I see no point in them taking my vehicle when there is no equity.