I am 72 years of age, have severe Parkinson's disease, am a Viet Vet, and have no income or assets. I have a house shared with my wife. We are separating. I am going through the process of entering an aged care facility. My wife's wages precluded me from having a pension but once the separation goes through I receive a service pension. I do have an existing small disability support pension. These two pensions will pay for the facility. My wife will retain the house. In or around 2005, I borrowed $50.000 Equity Access Loan with the house as security. I have paid the monthly interest rate from my wife's carers allowance. Now that I have to pay the aged care facility I have no cash to pay this loan or interest on the loan any longer. What can I do?