I am seeking to lodge an application to have a default judgement set aside so I can have it removed from my credit report.
The judgement claim has been satisfied and the plaintiff(Credit Corp) will not contest.
The reason for failing to file a defense within the required timeframe is:
The payment plan was adhered to until it was finalized.
I had a change of address and did not become aware that a judgement had been granted to the plaintiff 28/05/2018 until I was denied credit ~06/2019.
I paid the judgement early and in full 06/2021 and sought removal of the judgement from the credit reporting body(illion) they have not responded/refused removal or updating the report to paid status.
I contacted Credit Corp to request they update the judgement status to paid, they indicated I would need to make application to have the judgement set aside.
I contacted a local solicitor who during an initial paid consultation said have a good case to have the judgement set aside. They quoted me ~$2000 with a $1650 "retainer" - that seems excessive. Is this what I should expect to pay for lodging an application of this nature? Is there any way I can do it cheaper?
-Cheers
The judgement claim has been satisfied and the plaintiff(Credit Corp) will not contest.
The reason for failing to file a defense within the required timeframe is:
- 12/09/2017 I was served the claim.
- 15/09/2017 I entered into an agreement with a debt negotiator(ChapterTwo) to negotiate a payment plan and I assumed they would stop the proceedings prior to Credit Corp being awarded a judgement.
- 10/10/2017 I was notified by email that I could still avoid court action.
The payment plan was adhered to until it was finalized.
I had a change of address and did not become aware that a judgement had been granted to the plaintiff 28/05/2018 until I was denied credit ~06/2019.
I paid the judgement early and in full 06/2021 and sought removal of the judgement from the credit reporting body(illion) they have not responded/refused removal or updating the report to paid status.
I contacted Credit Corp to request they update the judgement status to paid, they indicated I would need to make application to have the judgement set aside.
I contacted a local solicitor who during an initial paid consultation said have a good case to have the judgement set aside. They quoted me ~$2000 with a $1650 "retainer" - that seems excessive. Is this what I should expect to pay for lodging an application of this nature? Is there any way I can do it cheaper?
-Cheers
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