Hi guys
So I'm just trying to find the best way to approach this. What happened was, 8 months ago I was run off the road by another driver. He didn't stop and unfortunately, I spun out of my lane to avoid being hit by this person and went straight into a Energex power pole. Police did their investigations and what not but couldn't find the other driver.
Meanwhile last week, I received a letter from Energex saying I need to pay $28,000 for the pole. I didn't have insurance on my car because I was meant to sell it 3 days after my crash and didn't see the need in re-newing it.
I'm not too sure how to approach this as I'm a 21-year-old uni student with a casual job. Someone told me that home insurance has somewhat of a public liability and might cover it. I feel too skeptical believing that for obvious reasons.
If anyone has any ideas on what to do, please let me know.
So I'm just trying to find the best way to approach this. What happened was, 8 months ago I was run off the road by another driver. He didn't stop and unfortunately, I spun out of my lane to avoid being hit by this person and went straight into a Energex power pole. Police did their investigations and what not but couldn't find the other driver.
Meanwhile last week, I received a letter from Energex saying I need to pay $28,000 for the pole. I didn't have insurance on my car because I was meant to sell it 3 days after my crash and didn't see the need in re-newing it.
I'm not too sure how to approach this as I'm a 21-year-old uni student with a casual job. Someone told me that home insurance has somewhat of a public liability and might cover it. I feel too skeptical believing that for obvious reasons.
If anyone has any ideas on what to do, please let me know.