Hi, I am an Australia citizen currently living overseas and I have debt collectors looking for me for 2 credit card debts totaling no more than $25k, I plan to on declaring bankruptcy as I have no current way of repaying the debt. I wish to know my rights and what legal proceeding can be pursued against me. I am not in a position to return to Australia for at least a few years and I have absolutely no assets in Australia or at all. Can you please answer the following questions: 1. Can I claim bankruptcy from overseas? 2. What will happen if they begin court proceedings? 3. What can I do from overseas and what can they do to me? Thank you.