Hi,
I have recently been contacted by a debt collector trying to recover a credit card debt my brother had.
My brother was not born in Australia. We grew up in Australia, but he moved to Malaysia about 12 years ago, and has lived there since. He did have an Australian bank account and credit card though - this is what I have been informed by the debt collectors.
He passed away several months ago at home in Malaysia, and had no assets to his name. I did find an Australian superannuation account with $400 in it (he worked here for a little bit about 15 years ago) There was no insurance with that (Ausfund)
The debt collection people are telling me that I have to pay the debt myself, or I have to do probate on my brother's deceased estate and declare it bankrupt?
Does that sound right?
Am I really responsible for my brothers credit card bill? And how do you do probate / and bankrupt an estate if the person did not live in the country, and had no assets in the country.
Or is the debt collector being dodgy, and hoping I won't know any better?
I have recently been contacted by a debt collector trying to recover a credit card debt my brother had.
My brother was not born in Australia. We grew up in Australia, but he moved to Malaysia about 12 years ago, and has lived there since. He did have an Australian bank account and credit card though - this is what I have been informed by the debt collectors.
He passed away several months ago at home in Malaysia, and had no assets to his name. I did find an Australian superannuation account with $400 in it (he worked here for a little bit about 15 years ago) There was no insurance with that (Ausfund)
The debt collection people are telling me that I have to pay the debt myself, or I have to do probate on my brother's deceased estate and declare it bankrupt?
Does that sound right?
Am I really responsible for my brothers credit card bill? And how do you do probate / and bankrupt an estate if the person did not live in the country, and had no assets in the country.
Or is the debt collector being dodgy, and hoping I won't know any better?