Hello everyone, I have a friend who got a phone call from NAB Security a few days before, asking if he has withdrawn any cash from an ATM from a credit card. He informed the person that he does not have any account with NAB. The person called him up the next day and informed him that somebody is using a credit card under his name and being used for a good role of cash and paying taxis and fuel at petrol stations. Now, a day before that, he also got a phone call from another credit union asking if he has applied for a credit card and he has given a name of a person with an email address, and that person used to be his friend, so possibly that person is using his details. We wanted to make sure that his credit rating is not affected, so we've been advised to go to the police station to lodge a complaint and a statutory declaration, and forward the details to NAB, so they can investigate further. Just wanted to get more information on this sort of scenario as to what our rights are under Criminal Law, and what can possibly happen because of this identity theft. My friend called the suspect and he is sort of prepared with and answer, threatening to come for my friend if he complains but is denying, so obviously he is aware of some or the full extent. Later, he called and said, "I now remember that I took a pic of your licence to help you get a work reference" though my friend is confident that he never allowed anyone to take his licence photo. Please help us, as to what the best thing to do should be. I will really appreciate your answers and your help. Thank you in advance.