I had CommInsure portable device insurance and claimed 4 times in a 2-year span (2 for repairs and 2 for loss of phone). The repairs were nominal (100-200 AUD). After this, they sent a letter that they have discontinued my insurance with Commonwealth Bank. I have two questions: 1. Does this impact my credit history? 2. As all claims were genuine, is there any way I tell them to continue my policy again?