Ok car accident here, it was too long to write in the title.
I'm the uninsured party and I believe that I'm not at fault.
The other party is insured and she made a claim through her insurance company.
They contacted me and read the script, she said I was at fault bla bla bla.
I denied the fault and told them that I'll chase their client directly.
I understand that I'll have to do this through the Magistrate Court (no more small claims court in Victoria for road accidents) after a letter of demand will fail.
Can her insurer legally make a decision regarding who is at fault and chase me for damages?
Can I chase the other party directly and avoid dealing with the insurer?
I'm the uninsured party and I believe that I'm not at fault.
The other party is insured and she made a claim through her insurance company.
They contacted me and read the script, she said I was at fault bla bla bla.
I denied the fault and told them that I'll chase their client directly.
I understand that I'll have to do this through the Magistrate Court (no more small claims court in Victoria for road accidents) after a letter of demand will fail.
Can her insurer legally make a decision regarding who is at fault and chase me for damages?
Can I chase the other party directly and avoid dealing with the insurer?