I had a motorbike accident in September 2013 and the car insurance company for the at fault driver who ran up the back of me at a set of lights have been fighting me all the way. All I wanted was for them to fix it and the cost was $5,261.05. The insurance company wants to write off the bike and offered $4,867.00. They also wanted to take out $1,210.00 salvage fee and for them to keep the bike. I have a loan on the bike and also they haven't offered to reimburse me for any travel expenses as I haven't had any transport for over 8 & 1/2 months. Can they do this? It would have only cost them another $394.05 to fix it. I really need some advice as I've never had an accident before and don't know what to do. Thank you.