Hello & best regards, I am receiving payments from an insurance company under income protection insurance. The monthly payment limit imposed by the Financial Ombudsman Service prevents them from helping me. I have been deemed permanently disabled & unemployable by doctors. Been receiving monthly payments for 5 years now with occasional hiccups with the Insurer, as you do...They have requested copies of my income tax returns. This isn't stipulated in the policy wording/document. I have an "agreed value" policy with 5% increase each year. Is this allowed? I recently discovered that the Insurer has been under paying me for a number of years. This was pointed out a number of months ago and I have been chasing the money from them, to no avail. The reason for the non-payment of what I am owed is that they want to see my tax returns first. So, effectively, this Insurer has said "We will only give you what you are owed once you give us copies of your income tax returns." To me, this is blackmail or am I being overly dramatic? Thanks for reading.