income protection

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  1. S

    QLD Income protection show cause letter

    Some quick background info: My wife injured her back at work and ended up needing major back surgery. She went onto her super provided income protection. The super company has been painful to deal with, to put it mildly (telling her they've spoken with her manager and HR to organise a return...
  2. T

    SA Income Protection and PTD Claim

    My son lodged a claim with his income protection insurer after being injured (disc prolapse) on a fishing boat while working. His claim was accepted and he has been paid an income stream for nearly 2 years. He has now lodged a claim for the small PTD portion of the policy as he is unable to go...
  3. B

    QLD Employer income protection gone wrong

    Hey guys. I’d appreciate your advice on an issue I’m having. I broke my arm at home back in October. I’m a tradesman so couldn’t work for a month. Luckily I had some savings and paid leave to use during this time. But I’ve been paying quite a high premium for income protection for three...
  4. B

    QLD Income protection group policy gone wrong

    Hey guys. I’d appreciate your advice on an issue I’m having. I broke my arm at home 8 weeks ago. I’m a tradesman so I haven’t been able to work. Luckily I’ve had savings and paid leave to use during this time. But I’ve been paying quite a high premium for income protection for three years now...
  5. N

    common law and income protection

    If any one can help out with some info, after claiming income protection before finally receiving a common law payout insurance company is asking for a breakdown of the payout so that they can adjust the monthly income protection claim amounts. Solicitor says there is no breakdown for a common...
  6. W

    NSW Will Wage Insurance be Affected After Lump Sum Damages Payout?

    I have been paying for wage insurance for 27 years. It has been a dominant cost in my life. I have now been medically retired and have received a lump sum payout for 18 % WBI caused through employer neglect. Should what I receive from having wage insurance be affected by the lump sum damages...
  7. Sickofbendingover

    VIC Super Funds Dwindled to Zero - Who is Responsible?

    Started new job with major hardware retailer in Victoria. Personal details were supplied to major retailer upon signing up (email, phone, address, preferred superannuation fund). I left the job and went back into my normal work. Did not give my superannuation a second thought, until the ANZ...
  8. Craigl

    NSW New Definition of TPD Insurance?

    Hi, Back in September 2016, I had surgery which didn't go to well. So after my waiting period (8 weeks) I applied for and received income protection for a total of 3 months (ending January 2017). Around that time(Dec 2016), my insurance co. changed the definition of TPD insurance to include...
  9. D

    QLD Business Partner Drawing Unauthorised Wages - What to Do?

    Good morning, I'm the office manager/bookkeeper for a small business owned by two brothers with 50/50 ownership of the business. The brothers have no signed partnership agreements in place. They operated with a Family trust but since 2012 have registered a Company and there are no agreements...
  10. R

    NSW Income Protection Insurance - Is This Blackmail?

    Hello & best regards, I am receiving payments from an insurance company under income protection insurance. The monthly payment limit imposed by the Financial Ombudsman Service prevents them from helping me. I have been deemed permanently disabled & unemployable by doctors. Been receiving...