Hi all,
Some advice needed please and my thanks in advance for any information you provide.
How do I go about recovering money from my ex? I have debt collectors from multiple companies calling me daily about debt that isn't mine. All up the debt totals to $53,000 and currntely growing with interest each week.
I have not received any form of paperwork from any of the debt collectors, not even a notice of assignment. I have requested paperwork, disputed the accounts and asked for proof of debt but still have not received anything from any of the debt collectors.
I get the same answer every time. "We can't discuss this account with you as you are not the account holder". My ex is the account holder and my name isn't on as an applicant but as a card holder on the ones that were credit cards and as a guarantor for the personal loans. I have not signed any documents and have advised the collectors that fraud has been committed. They tell me that I am still liable and if this is the case then I have to take her to civil court and prove so.
One debt collection company has ceased collection activity against me when the solicitor who was going to make an application to make me bankrupt realised that something dodgy was going on and advised me to go to the police. Which I did, they were no help. Another debt collector has defaulted me but still won't provide a proof of debt or documents.
I literally don't know what to do. My wage is being garnished each week by and I'm being advised to,just go bankrupt
Some advice needed please and my thanks in advance for any information you provide.
How do I go about recovering money from my ex? I have debt collectors from multiple companies calling me daily about debt that isn't mine. All up the debt totals to $53,000 and currntely growing with interest each week.
I have not received any form of paperwork from any of the debt collectors, not even a notice of assignment. I have requested paperwork, disputed the accounts and asked for proof of debt but still have not received anything from any of the debt collectors.
I get the same answer every time. "We can't discuss this account with you as you are not the account holder". My ex is the account holder and my name isn't on as an applicant but as a card holder on the ones that were credit cards and as a guarantor for the personal loans. I have not signed any documents and have advised the collectors that fraud has been committed. They tell me that I am still liable and if this is the case then I have to take her to civil court and prove so.
One debt collection company has ceased collection activity against me when the solicitor who was going to make an application to make me bankrupt realised that something dodgy was going on and advised me to go to the police. Which I did, they were no help. Another debt collector has defaulted me but still won't provide a proof of debt or documents.
I literally don't know what to do. My wage is being garnished each week by and I'm being advised to,just go bankrupt