My daughter has taken out a Commonwealth Bank loan for a friend who bought a car off her, as she had a bad credit rating, the friend has missed one payment so far and the bank is harassing my daughter. The friend has turned difficult, not answering her phone text messages ext..... The loan is $22,000, the car is in the friend's name. My daughter wants the loan out of her name as she has realised she has made a very huge mistake. This girl is on a pension. My daughter managed to get a statutory declaration from her saying she will pay the monthly repayments to my daughter. The bank has just arranged to direct debit from the friend's account. What can my daughter do and what would be the best plan of action? Thank you.