Approximately ten years ago, my boyfriend had a car repossessed and was taken to court over the matter. No payments were made and nothing was settled. I was not with him during the time He recently tried to obtain a credit report as we were thinking of applying for a house. Now he is concerned that he may be found by debt collectors. We live together and have a joint bank account. My question is, can they drain our joint savings? Will the money be protected if I transfer directly into my account? We bought our car together but this is in his name, is it protected if put in my name? At what point does the debt become uncollectible, if this even applies? Thank you in advance and please excuse my ignorance.