I am very, very scared. I have a debt of about $100,000.00. I had a failed business. I am married but everything is in my husband's name as I have not had good credit for quite a while now. I am desperately trying to make enough money to pay my debt but I am getting nowhere. It's a massive amount of money and it's all business related. I have been advised to go bankrupt. My fear is that they will go after my husband. He has a house ( unfinished ) but livable and 2 cars but they are not worth much, one is worth $5000, the other maybe $10,000. He has no other assets and, of course, I have none. I am just so petrified to go through the process because if my husband gets caught in this, he will leave me. I really don't know what to do. If I don't go bankrupt, I will paying this debt over 20 or 30 years with low payments as possible. I make about $500 a week. I have suffered Depression and Anxiety which on some days is debilitating so I don't work full time. We have a child together. I'm so worried and just want this to be over. My husband and I are already going through major stress as he is very unhappy with me. Is it possible for me to go into bankruptcy without it affecting him in any way? Please please help! I should have sorted this out a long time ago.