Hi,
Someone brought a secondhand fridge from me. When they came to pick it up, they didn't offer to help load it into their car. The fridge was on a trolley & a gust of wind blew, the fridge door swung open & hit the buyer's car.
I offered to do the right thing & pay for the damage but they gave me a ridiculous quote so I declined. I have come home to a letter from their insurer. It's unclear if it's a car insurance or home insurance saying I'm liable but they are trying to determine the damage & if I'm covered by insurance, give them the details...
I can't claim this under car insurance, as it wasn't a car accident, nor can I claim under home insurance as the event didn't happen at my residence (was selling from a deceased estate)...
Am I liable for the damage & if so, can I claim through any insurance? Really it was an 'act of god'...
Thanks for your help
Someone brought a secondhand fridge from me. When they came to pick it up, they didn't offer to help load it into their car. The fridge was on a trolley & a gust of wind blew, the fridge door swung open & hit the buyer's car.
I offered to do the right thing & pay for the damage but they gave me a ridiculous quote so I declined. I have come home to a letter from their insurer. It's unclear if it's a car insurance or home insurance saying I'm liable but they are trying to determine the damage & if I'm covered by insurance, give them the details...
I can't claim this under car insurance, as it wasn't a car accident, nor can I claim under home insurance as the event didn't happen at my residence (was selling from a deceased estate)...
Am I liable for the damage & if so, can I claim through any insurance? Really it was an 'act of god'...
Thanks for your help