I was riding my push bike along a footpath and out of no where a car reversed out and it was to late for me to avoid the car and I hit the bar that you step on to get into hilux and now he is making me liable for $2000 worth of damage. I'm not sure who is at fault for the car accident as I have damage to my bike. His car insurance agency is saying that I'm fully liable and as I don't have insurance I'm not sure of my standing on this point. Can someone give me help in whether I should get some legal help as I dont know the rules? Thanks.