Hi, have just received a call from a lender I have an investment property with. Now the mortgage is pretty much paid off, I think it has around a $4 balance. It has been like this for years, i have just left it as is. Out of the blue they have called me advising me I have to tell them my occupation etc or they are restricting my loan... now obviously restricting my loan means I can't redraw. This is not making sense to me, why would they call out of the blue like this? I have recently had a judgement issued to me for a debt. The debt relates to some work I contracted a tradie to do. I have refused to pay the debt as I had to get another tradie in to pull everything down and redo it all as first tradie did a half arse job. I didn't get the chance to defend myself of the judgement as I nor my family was not served any papers, so I wasn't aware of it. The figure of the judgement is quite large. Could this judgement be the reason?