Hello, I am a non US citizen living in Australia. I am a Australian Citizen. I have ~$88k in private NON COSIGNED student loans from an American loans provider. I have fallen behind payments and recently went into default. Is it likely that the debt collection agencies will pursue me overseas if I don't pay up any time soon? I had to make the choice of paying my loans or paying for costly medical bills for a sick parent. Obviously I picked my parent Now that I have defaulted, I understand that the lender has to first get a judgement in the US and then enforce that in Australia to get the money from me. What do you think will happen next? What steps do the debt collectors need to take to collect the debt from me? Is there anything I can do to stop them coming after me? (apart from paying the loans - which I would, if I could - after all iIhave been paying for the last 5 years) I have read that a US judgement can only be enforced where the defendant voluntarily submitted to the court's jurisdiction; or (What is voluntary submission?) the defendant was ordinarily resident or present in the US at the time that he or she was served with the originating process. (what does originating process mean) Source: Calytonuz What does this mean for me? And what steps should I take to protect myself. Thanks.