I would like to know where I stand in relation to having a joint bank account. If I separate from my husband, can I access money in account (separation). I do not have a key card. I think I only have internet access through my husband's other bank accounts. Also, we have money invested in joint names. Can my husband take the money out without my consent? How long would I have to wait to get my half of the invested money as I think he would try to he'd the money from me?