VIC Do I really need public liability on a common driveway?

[nessjez]

I live on a subdivided block - two free-standing homes, one at the front one at the rear. Both are owner occupied. We share a single driveway and that's the only common property. For several years we've had a strata insurance policy to cover both homes and the driveway. My question is do we really need the liability coverage for the driveway? Our strata insurance went up 25% this year and I think I can get a better deal if I just get building insurance for our home, and the neighbours insure theirs.

 

[nessjez]

It appears that in a two-lot development public liability on common areas is not required, just highly recommended

 

[alexseenva]

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