Hi, Thanks in advance for reading this. Here is what happened: I was crossing an intersection on my bicycle on orange light - it turned orange when I was too close to the stop line to stop. My intention was to go straight through the intersection when traffic coming from the opposite direction, and trying to turn right, turned into my way. I had to slow down and move around a car, which took the 3-4 seconds from me I would have needed to make it across. The car that cut me off left the scene without anyone taking note of the number plate. As they had seen a green light, traffic started moving (from the left) and I collided with one of those cars. I was taken to hospital before being able to take photos of the damage caused to the car. As a result of this: My left knee had to be stitched up and both knees are badly swollen. Police questioned me at hospital after I had been treated. My road bike is a write-off (worth about $1500) and so is my helmet, as I landed on my head (the knees got injured from the impact of the car). Police has hinted they see responsibility with me, as I "didn't approach the intersection safely". I told them I was travelling with 40km/h and didn't have enough space to stop when the light turned orange. The car insurance of the driver of the car that I collided with ( NRMA) has called me and asked for my version of the event. Given I have no details of the car that cut me off, they intend to hold me liable. I have called the lady that drove the car and she said she has put NRMA and a garage in touch. The garage has quoted $1500-$2000 for the repairs. Police had told me the car only had minor damage. I've called police and asked them whether they intend to review camera footage of the intersection (if it exists). They said they cannot disclose details of the investigation, but hinted they consider the conversation with the lady and myself sufficient and deem me at fault. I was obviously lucky to walk away without major injuries, but would like to ask for help regarding financial damage control. Initial ideas that I have are: Find out if there is video footage of the intersection and how I can get hold of it Challenge any fine police hands me (although I know success chances of this are low) Call the lady again to find out her address and assess the damage, so I can figure out whether the garage is trying to rip off me (or NRMA, as they probably think insurance will pay for the repair) Call garage, explain to them that NRMA is refusing to pay and ask them to take into consideration I'm not responsible, yet being asked to pay Any feedback will be appreciated.