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SA Car Accident - Car Insurance Cover if Contributed?

Discussion in 'Insurance Law Forum' started by meena, 27 March 2015.

  1. meena

    meena Member

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    Car accident when somebody hit my car while reversing - both reversing but I stopped the car when I saw him approaching but his radio was on so he hit. No damage on his as I was stationary but my car cost me $2000. I have no witness and he is not responding to car insurance company. What should I do? My insurer will only cover if I prove that I was not contributing and I was stationary. Please help with any suggestion.

    Thanks
     
  2. Rod

    Rod Well-Known Member

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    Lean harder on your insurance company. If they think they can get away without paying out they will.

    Do you have full comprehensive cover or something less than full cover?
     
  3. meena

    meena Member

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    Mine was 3rd party insurance through allianz and there is clause in my insurane that company will pay if full details of the other party is provided and other party has no insurance . Now other is not responding and I need to prove that I was not contributing .
    Thanks
     

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