Hi. The thread title says it all really. Basically, I want to borrow my friend's car for an extended period of time without him having to third-party insure it, and without him having to be liable for any damage incurred while I'm driving it. So the question is: If I drive my friend's car for an extended period of time without either of us having any form of car insurance, and I have a car accident, is my owner-friend automatically liable for damages resulting from an accident or will (can) the non-owner driver (myself) be liable? If he is automatically liable as the owner, is there anything that can be done legally before I drive the car to protect him from liability? Hope this makes sense and thanks for your time.