I got rear ended in traffic. I do not have car insurance. I'm not working either. I have ignored 3 letters from the person who hit me from behinds' insurer. Now I have a second letter, a final demand for me to pay from DRA mercantile ( debt collectors). Do I need to do anything? I know I am not a fault for the car accident. What should I do, if anything? Thanks for taking the time to read this. Any help will be greatly appreciated.