Whilst giving my son his first driving lesson, he panicked and drove into a brick fence, damaging a section of it. The vehicle has no comprehensive car insurance. The bricks in the fence, being 40-50 years old, are no longer available according to the house owner, therefore she is claiming through her insurance firm the cost of replacing the whole fence with a new fence costing around $12,000. Which as the car was not insured, I would be responsible to pay.
My question is, am I liable for the full cost of the whole new fence or a percentage of the cost, as it is up to 50 years old, or the cost of repairing the damaged section only. I believe that the bricks actually are available!
My question is, am I liable for the full cost of the whole new fence or a percentage of the cost, as it is up to 50 years old, or the cost of repairing the damaged section only. I believe that the bricks actually are available!