Hello,
I have a tricky situation. Recently I was terminated from my employment. Not long after this, my wife became ill and the debts kept growing. Add to this, I had my only car seized by the sheriff's office. I was in the middle of becoming bankrupt due to the overwhelming debt. The debt that was the reason that my car was taken under a PSSO, was also covered under the bankruptcy. Now I owned this car outright with no money against it.
The creditor who got a judgement debt against me, without my knowledge, had my vehicle taken to try recover funds, I had six days to come up with the funds. I couldn’t do that and instead filed for bankruptcy, even last week the agent said f I paid the debt I would get my car back. As I understand I once I filed for bankruptcy, the car should have been handed back. The agent is holding onto it as they also registered a security interest over the car and not my personal belongings hey also took. They did this without notifying me and also said that it was a court order for the reason for the security.
I have spoken with the courts and they have said they can’t put in such an order to place security over the car. The creditor has also extended the PSSO to try recover funds although he is aware I am bankrupt. I have spoken with legal aid and they say it is too big for them. I have done countless hours of research and cannot get thru to anyone. Anyone have any opinions?
Thanks
I have a tricky situation. Recently I was terminated from my employment. Not long after this, my wife became ill and the debts kept growing. Add to this, I had my only car seized by the sheriff's office. I was in the middle of becoming bankrupt due to the overwhelming debt. The debt that was the reason that my car was taken under a PSSO, was also covered under the bankruptcy. Now I owned this car outright with no money against it.
The creditor who got a judgement debt against me, without my knowledge, had my vehicle taken to try recover funds, I had six days to come up with the funds. I couldn’t do that and instead filed for bankruptcy, even last week the agent said f I paid the debt I would get my car back. As I understand I once I filed for bankruptcy, the car should have been handed back. The agent is holding onto it as they also registered a security interest over the car and not my personal belongings hey also took. They did this without notifying me and also said that it was a court order for the reason for the security.
I have spoken with the courts and they have said they can’t put in such an order to place security over the car. The creditor has also extended the PSSO to try recover funds although he is aware I am bankrupt. I have spoken with legal aid and they say it is too big for them. I have done countless hours of research and cannot get thru to anyone. Anyone have any opinions?
Thanks