I was in a car accident 2 months ago where I was hit while stationary at a red light. The at-fault party was cooperative, then 3 weeks later she lied about the car accident and fabricated a new story that I merged and cut her off which forced her to hit me! I was outraged to hear this as I was going to the 3rd party and did not want to use my car insurance as they were very incompetent from the moment I advised them of the accident. As I did not take photos of the accident scene or collect witness statements, etc. it was my word against hers. The injustice I felt, stress and sleep deprivation not to mention the continuous headaches after the accident was completely unnecessary. I went to the accident scene on numerous occasions to canvas and speak to businesses, and the public to seek witnesses. I put flyers all around the 1km radius of the scene. After 2 months, I only picked up my car yesterday. It was 4 days old when the accident happened which now has diminished its value further! I'm looking to seek losses and damages. Can anyone please recommend if I need to do this through a lawyer? If I can write a letter of demand, do I send it directly to the at-fault party or to her insurance? I've also made a TAC claim as I suffered whiplash and concussion my passenger and I had to take the following day off and I was instructed to take another week off by me GP but could not afford to. Am I able to seek punitive damages? Any other help would be appreciated. It was completely unnecessary on her part to put me through this horrendous ordeal.