Help! I purchased my used Hyundai from a local dealer 2 years ago and have decided to sell it but upon having a valuation prepared by another dealership, it has been discovered that there is a finance company with interest on my vehicle until 2021!! What are my rights? I have been driving and paying for this car for 2 years and now technically it is not even mine. If the other owner defaults, they can take my car. It is all such a mess. I am hoping for some useful information on what my rights are and what avenue I should take when approaching the dealer. The contract states that it is to be clear of title. Thank you all.