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Rental Car After Car Accident - Car Insurance Must Provide?

Discussion in 'Insurance Law Forum' started by Andrew Tyler, 4 October 2014.

  1. Andrew Tyler

    Andrew Tyler Member

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    My wife was just in a car accident where our car is no longer driveable, the other person was at fault and their car insurance tells us they can only supply a rental during the period the car is being fixed. Is this correct? Next week we will be in a very difficult position to get kids to school and myself to work as well as picking kids up again. Thanks in advance.
     
  2. Tim W

    Tim W Lawyer

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    Rental cars are a matter of contract between you and the insurer.
    Look at your insurance paperwork - it will be there.
     
  3. Sarah J

    Sarah J Well-Known Member

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    Hi Andrew,

    1. Have you spoken to your insurance company? Are they willing to provide a temporary vehicle during this time?
    2. Just to clarify, it is the other vehicle's insurance company that is informing you that they are only able to provide you with a temporary car during this time? Are they willing to reimburse you the costs for you hiring a rental car if they cannot provide you a car in the meantime?
    3. I am a bit confused as to your situation. Is the other vehicle's insurance company only able to provide you with a car while the other driver's vehicle is being repair or while your vehicle is being repairs? Why are they not able to send a replacement car given that i would assume the vehicles would be in the mechanics getting repairs or written off? Are they able to provide any sort of compensation then?
     

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