I'm a contracted education provider, Now for the last 6 months, payment has been delayed by between 1 week and 2 weeks on 4 occasions. I put in my invoice for my months work on a set day and set time and the promise from my employer is that payment will go in by the end of the next working week. Now there have been 4 occasions where this has been delayed by a week or more, leaving me with out money for the following week, I have been getting small loans to see me through those periods which are expensive, and now my payment is late again and I cant get a small loan because I have one last payment of a loan due that I can't pay. These late payments are costing me real money, loan fees and interest, bank fees from bounced direct debits. I don't know what to do. Does anyone have any advice?