Rob, I have a family member looking at potentially ending up in court as a result of defamation but they have good defence and lots of proof but worst case scenario they lose are all possible judgements wiped by going bankrupt? Is there any judgements that can't be? They dont own a home or anything of real value and the defendant is a stay at home mum. She isn't too worried about bankruptcy as she lives the simple lifeJudgment debts for civil matters don't get any special treatment in bankruptcy (i.e. yes, they're cleared).
Yes, but they'd likely try to dissuade the plaintiff. However, there are other things than damages up for offer: retraction, apology, and injunction, mainly.